October 13th, 2014

Lessons We Can Learn From Oprah: From Poverty To Riches

Written By Nik Halik

Categories:
Personal Development

 Lessons We Can Learn From Oprah: From Poverty To RichesOne person I strongly admire is Oprah. Here’s a lady who has taken her wealth and helped so many people through inspiring and helping them change their lives. But she wasn’t always a billionaire. In fact, Oprah Winfrey at one time lived in a shack with no bathroom (only an outhouse).  Compare that to her life now where she has several mansions all over the world.

She is a classic example of the American story—from rags to riches.  She had nothing yet she kept dreaming.  She turned the terrible things that happened in her life into positive ones. She continues to connect with others and help them see that they too can turn their lives around.

We have many things we can learn from Oprah and her life. We can learn how to surpass all hurdles and reach our ultimate goals. We can learn to overcome all difficulties in order to succeed.

Her life is an inspiration for those who feel unlucky.  Oprah was born a poor woman at a time when Black Americans were treated as third class citizens. She easily could have thought of herself as unlucky and hopeless.  But she didn’t.

Nik Halik is an inspirational speaker and world traveler.  For more information visit: http://thethrillionairelaunch.com/free/ or Follow Me: http://www.Twitter.com/NikHalik.  

Nik Halik THE THRILLIONAIRE® , Author of the International Best Seller: The Thrillionaire®, World’s #1 7 Day Weekend Lifestyle Strategist

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October 10th, 2014

What Complaining Does To Your Spirit And How To Avoid It

Written By Nik Halik

Categories:
Personal Development

IMG 5822 300x200 What Complaining Does To Your Spirit And How To Avoid ItOne thing that is hard to tolerate is being around someone who has a negative attitude and constantly complains. Once they start complaining, other people around them begin complaining as well. It’s like a horrible flu virus that starts with one person and spreads quickly to others.

There is a cure for this particular virus and there are a number of things you can do to prevent it.  Like any virus, if you can avoid contact with people who have it (even if that means certain news or television shows) then do it.  The beauty of this particular virus is that you can more than likely tell who has it. It’s clear as day—the look on a person’s face, their body movements, gestures, and overall grumpiness and attitude are clear signs of a person who constantly looks for something to complain about.

If you’re stuck with someone who refuses to stop complaining, you can always change the subject or turn the situation into a joke. Make them laugh about it—if all else fails, tell them that you’d rather not associate yourself with them at that moment because it is affecting your positive spirit and well being. Would you rather stick around and hear them complain as you suffer from his or her negativity? Just so that you can be polite? Or would you rather turn the situation into a positive one? I would rather do the latter…

Nik Halik is an inspirational speaker and world traveler.  For more information visit: http://thethrillionairelaunch.com/free/ or Follow Me: http://www.Twitter.com/NikHalik.  

Nik Halik THE THRILLIONAIRE® , Author of the International Best Seller: The Thrillionaire®, World’s #1 7 Day Weekend Lifestyle Strategist

Follow me on Twitter

https://twitter.com/nikhalik

Friend me on Facebook

www.NikHalikFanPage.com     

October 9th, 2014

Why Should One Get Travel Insurance Before Traveling

Written By Nik Halik

Categories:
Adventure/Travel

DSC01292 300x225 Why Should One Get Travel Insurance Before Traveling While different people may use varying techniques, traveling insurance is something no one can do without. Many people traveling to countries where medical care is cheap think that there is no requirement to get traveling insurance. Though medical costs in most of these countries are quite reasonable, once you spend more than a few nights, you can still expect a hefty bill.

What should travel insurance cover?

The general idea is that medical insurance only covers medical care. However, if you can manage to get a reliable policy, travel insurance also provides coverage on stolen/lost luggage and other personal situations such as funeral expenses, personal liability or even trip cancellation. Though this is a morbid issue, but any case of death in during a vacation can cost a lot. Other expenses such as evacuation back to your country or dental treatment can also come up to quite a lot.

Looking for the right policy

Again, travel insurance can also provide other add-ons that covers camera gear such expensive camera equipment or digital gadgets such as iPods or laptops. However, a good starting point is something every traveller should look for. Most importantly, you should read the complete policy statement carefully. So it is important that you take your time and read the policy a couple of times before you can make any decision.

Factors to look into

When you are reading through loads and loads of fine print, make sure you are weary of the following factors.

  • Potentially dangerous activities.

Many insurance companies consider hot-air ballooning, parachuting, diving, motorcycling etc. to be dangerous activities. So if you fall off the bike and are forced to face a couple of days in the hospital, you’re really going to feel the pinch of you find out that your policy does not cover this accident.

  • Exclusions of countries.

Again, your insurance company should offer coverage in the country you are travelling to. If this is not the case, there is no point taking the policy.

  • Exclusions for working individuals.

If you are decide to work during your trip, ensure that your insurance policy has no clauses that state it as exclusion.

Keep all these factors in mind and you can be rest assured that your trip is going to be a safe and beneficial one. The need for insurance may not be felt every time but when it does, it really hits you hard. So make sure you have the right policy when the moment does arrive.

Nik Halik THE THRILLIONAIRE® , Author of the International Best Seller: The Thrillionaire®, World’s #1 7 Day Weekend Lifestyle Strategist

Follow me on Twitter

https://twitter.com/nikhalik

Friend me on Facebook

www.NikHalikFanPage.com     



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